Capture specific photography insurance coverages and packages that have your back.
Types of Specific Insurance Coverage:
- School Photographers
- Volume Photographers
- Sports Photographers
- Senior Photographers
- Photography Studios
- Event Photographers
- Wedding Photographers
- Photography Labs
Photographers rely on expensive equipment to get the best portraits for their clients. But having these costly tools can expose you and your business to even more risks. All businesses face risks every day, that’s why making sure you have the proper and specific insurance coverage is so important. It can help protect you, your business, equipment and staff. So, whether you are a start up photographer or you have hundreds of photographers, we have options and carriers that will ensure you have the best possible coverage for you and the customers your serve.
What are some of the Best Insurance Options for Photographers?
Most photographers and studios have a Business Owner’s Policy or what folks call a BOP Policy. This policy combines three coverages for photographers and studios.
First, is a General Liability Insurance (GLI), this type of policy helps protect your business from claims of bodily injury or property damage. An example of this coverage would be for if you are a school photographer and a student trips over a light stand and hurts themselves.
Second, is a Business Property Insurance helps cover your costs on rented or own places or equipment get damaged or destroyed. This type of policy can protect your:
- Cameras
- Printers
- Lights
- Computers
- Stands
- Backgrounds
Third, is Business Income Insurance which replaces some of your normal business income if you cannot open or operate due to a covered property damage such as a fire or wind damage.
Other Insurance Coverages for Photographers:
- Workers’ Compensation
- Cybersecurity Insurance
- General Liability Insurance
- Commercial Auto Insurance
- Directors & Officers Insurance
- Publishers & Printers Insurance
- Videographer Insurance
- Home-based Business Insurance
- Bonds
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